Hiscox will insure my bike as long as I'm not riding it.

Have to love insurance companies.
Just finished a conversation with Hiscox about insuring my bike, which is pretty good value I thought at £75 PA. II asked for a summary of the cover and it's all sounding good until the part where the guy from hiscox says that whilst I am actually riding the bike it wont be covered.
:shock:
Just finished a conversation with Hiscox about insuring my bike, which is pretty good value I thought at £75 PA. II asked for a summary of the cover and it's all sounding good until the part where the guy from hiscox says that whilst I am actually riding the bike it wont be covered.
:shock:
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Managed to get cover under any circumstances :twisted:
PTP Runner Up 2015
It wouldn't be , except the bike is covered up to a value of £1000 under the policy I currently have for contents insurance, I can ride it (because that's what bikes are generally for) and claim should I be unfortunate enough to have an accident. If I pay an extra premium specifically for my new bike up to a value of £2500 I am no longer covered whilst riding it.
I think its unusual as the price of a bike doesn't change it from being a non sporting item to a sporting item, especially when roadies are on sale for far less than a £1k.