Bank Transfer?

gaff_taff

Well, i have found some guy selling and iphone at amazingly good price and he wants paying via bank transfer. Is this a secure way of paying, will i be able to get my money back if there is a problem?

Cheers

Mr Wu

If something sounds to good to be true, it generally is.

projectsome

gaff_taff wrote:

Well, i have found some guy selling and iphone at amazingly good price and he wants paying via bank transfer. Is this a secure way of paying, will i be able to get my money back if there is a problem?

Cheers

I use bank transfer a lot and no you can't get your money back. If you're buying something from someone I'd use paypal...

bails87

gaff_taff wrote:

Well, i have found some guy selling and iphone at amazingly good price and he wants paying via bank transfer. Is this a secure way of paying, will i be able to get my money back if there is a problem?

Cheers

Is he Nigerian?

cgarossi

Bank transfer is safe. But not as safe as credit card or paypal

bails87

cgarossi wrote:

Bank transfer is safe. But not as safe as credit card or paypal

Depends what you mean by safe.

You've got no comeback when you send a load of money to a foreign scammer.

gaff_taff

Haha, no as far as i am aware he is in coventry

Is there anyway of being able to make sure that he is legitemate (sp), He claims to be proper but i am unsure...

gaff_taff

Right, so i could not get my money back if he is a scammer


Here is the email i sent him and the one i got back from him, does this sound like a scammer,

You
July 5th at 13:53 Hey,

I saw your add on here for an iphone 3g 16gb. Is a £150 the full payment or is there postage to pay on top? How can i garuntee this is legitemat?

I am very interested and if i was to purchase would you accept paypal?

Regards Taff


iphone4g
July 6th at 10:53 Mark as SpamHiya,

I am a uk based reseller of Genuine Apple iPhones.
I have been selling them for a long time now.
I do single and bulk and now have an accountant due to high volumes i supply.
I currently have a sale on at the moment, and its a Genuine Apple iPhone 3G 16GB Offically Unlocked with warranty handset uk spec, for £150. This includes next day uk delivery.

I provide my name,address and bank info for security,i never let anyone down as you may tell friends i supply these.

I unfortunately dont accept paypal anymore after a idiot tried using a fake credit card on me.

Please text or call me on 07521956540 for a genuine deal if you would like one.

Thanks,

Lewis.

The Northern Monkey

Fake credit card?

Thats BS... how can you use a fake credit card through paypal?
Surely paypal checks the numbers and cross refs with addresses.

Anonymous

Sounds fake. AFAIK there is no such thing as an "officially" unlocked iphone.

On a slightly related issue, we (at work) tried to buy some UPS systems recently, with a bank transfer, but the bank didn;t pay the full amount, they were £26 short, or thereabouts. MUPPETS

gaff_taff

Yes you can get sim free iphones, or can be unlocked by o2, my dad thinks it looks alright but not great and is a little wary. I really have no way of prooving he is the real deal :?

projectsome

The Northern Monkey wrote:

Fake credit card?

Thats BS... how can you use a fake credit card through paypal?
Surely paypal checks the numbers and cross refs with addresses.

you can't use a fake credit card with paypal. I've had to verify my account AND address before I could use my card(s)

They put something like 30p on your card and next to it is a 4 digit code and they also send you a 4 digit code to your address.

I'd rather spend the extra £100 and get 12 month warranty as well... You could also try your local trade-it or equivilant...

Anonymous

http://www.youtube.com/watch?v=FL7yD-0pqZg

cat_with_no_tail

yeehaamcgee wrote:

Sounds fake. AFAIK there is no such thing as an "officially" unlocked iphone.

On a slightly related issue, we (at work) tried to buy some UPS systems recently, with a bank transfer, but the bank didn;t pay the full amount, they were £26 short, or thereabouts. MUPPETS

£26 sounds like some sort of transfer fees to me.

Was the transfer to a foreign account? Could be the bank charging for a foreign payment.

I have even seen instances where banks still charge a CHAPS fee for same day uk-uk bank transfers too. Even though they shouldn't because all uk-uk transfers are now same day (have been for some years).

Best to follow up with them. ime, banks take the plss at every available opportunity.

As for the OP, you do have limited protection from the bank. If you did get scammed, you could report it to your bank, but it's unlikely you'd ever see anything back

He says he's been selling them for a long time now, and drops hints that hes a fairly big company, so how come the only way you can pay is by bank transfer. Dosent sound like any company I've ever dealt with.

If he needs an accountant to handle all these transactions, I'd be expecting him to provide a company bank account (not a personal one), I'd also be expecting him to require some sort of reference on your payment so that he can identify it.

bails87

Just go to Computer Exchange or something similar, or buy a new one from a proper place.

It doesn't sound right, he's only given you a mobile number for a start. "i never let anyone down as you may tell friends i supply these" just doesn't sound right. And the Paypal excuse is nonsense.

gaff_taff

Okay cheers guys will leave it, i sent him an email about his excuse for paypal

Taff

Gazlar

yeah best to leave it, my gut instinct is it's one of those that you want to be genuine, and you hope and hope its going to be, but you know deep down something seems amiss

If something's worth having, its worth paying a couple of extra pounds for

Where are my stabilisers?

I think paypal would have taken the loss if the credit card was fake because it's their responsibility to check - So that excuse is total BS.

Bank transfers are all on you - you provide the account details, the bank puts the money in the account you specified. End of. No purchase protection or anything like that.

stubs

Perhaps he no longer has a paypal account because they gave him the boot for being a con artist

Andy

GHill

Sounds very dodgy, I certainly wouldn't do it.

Plus, isn't the iPhone 3G pretty old spec now? There are two newer models.

Turrican

where did u see this advert then pr find about it and if selling bulk that much and has an account then then he should be able to do transactions via most secure mean not just bank transfere is that how he conducts his business with other via bank transefere.
If in doubt then i wouldnt go ahead as much as tempting it is. Have you looked on Amazon for iphones? as im after the 3gs one soon and most likey where i get my from and your protected if goes wrong too or its turns out to be dodgy which is most unlikely or Ebay but there for phones be bit more carefull as can get dodgy ones.
Hope Helps

Anonymous

id do it.

sounds pucker gen to me.

gaff_taff

I just had two more emails off him, they sound genuine to me apart from a few things, here they are :

iphone4g
July 7th at 10:27 Mark as SpamHi,

Well basically they used a stolen one it seems, As paypal tried rectifying, but i lost money and stock pal.
I am a very honest person and not here to mess around or indeed commit a crime.
Bank payment is safe and traceable, as long as you kept all my info and evidence you made a payment then you are covered, Its 24 hour delivery no bs,no waiting or a refund, simple as that.

I have sold for a very long time, also paypal fees are quite high and for a wholesaler it wipes away quite abit of profit, i dont make much as it is on these pal.

Let me know, please text me or call.

Thanks.


iphone4g
July 7th at 10:42 Mark as SpamHi mate,

Also i did state i now have an accountant so therefore i employ them to keep my books due to volumes i supply, people get what they pay for with me nothing else.
Call or text if you want a genuine iPhone and deal.
Thanks.

Cheers Guys

Anonymous

Anyone who calls me "pal" during any kind of business immediately has the proceedings terminated.

bails87

gaff_taff
Put down the bank details and step away from the computer!

Seriously, don't do it.

Stevo_666

gaff_taff wrote:

I am a very honest person and not here to mess around or indeed commit a crime.

Anyone who says that in an email would not get my money in a million years.

If in doubt, walk away....

gaff_taff

Hahah, It is soo tempting but i am just going to leave it

Cheers Lads

Andy

GOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOD morning madame...

gaff_taff

There is peigeon in your bank acooounnt

Anonymous

id do the deal. seriously.