Cycle Insurance when im at Uni

submityournentries

hey guys, i am just looking into getting theft cover for my bike for when i am at university. i am at uni in london, but my family home (and therefore house insurance policy) is norwich based. does anyone know if my bike will be covered under this policy? (its M & S and is definately covered whilst its in norwich) or whether i need to take out an individual policy, and accordingly, are there any reccomendations of companies who i should look at?
i got a cyclegaurd quote for £160 per year for my london address
and i got an ETA quote for £120 for same address

cheers guys

bails87

I found out that as long as I went home once every 90 days my possesions were covered under my home 'home insurance' so I didn't need any more when I was away at uni.

submityournentries

did you have to take the bike home? or literally you just had to go home that often?

bails87

I wasn't into biking then
But in terms of laptop/mp3 player/phone etc, I was covered. I think I had to stay at home, but once every 90 days (don't know how they'd prove it ) is near enough once a term, so not exactly a big ask!

Read the small print, or ring up your current insurers though.

TheKrikkitWars

Mine is covered under the same terms that bails87 describes.

GHill

Best to speak to the provider and find out.

clwydian_rider92

Depending on how much the bike is worth my brothers got £1000 insurance cover for whathever gets kincked. i.e. if your bike is £1000 and thats only thing that gets knicked your covered but if your 1k bike and £500 laptop get knicked you are only covreed for the £1000. I think thats about £120 a year or something.

I think there are couple packages similar to this but to be honest i think you'd be better off getting bike insurance as if it gets knicked in the city i dont know whther thered be complications with the insurance on whether you were at uni if you get me.