Get insurance....
passout
Posts: 4,425
Last Saturday my wife drove under a height restriction barrier with my Nero Corsa on the off - it's very very dead. I was in the passenger seat, it was horrible. I loved that bike too.
Luckliy last year, when renewing house insurance cover with my bank, I adopted for bike cover at some additional expense. I was suprised to learn that I was fully covered for this accident. I'm going to get an amount to cover the replacement of my bike i.e. a new carbon ribble bike with Ultegra. Cost me 75 pounds excess. So, I getting a reduced Look bike....(Ribbles are good but not that good!)
I had proof of everything and there is evidence of the accident - bent cycle carrier, remains of bike, even a witness, photos, nothing to contest really - but I'm amazed that it took less than 7 days to go through!
I'm chuffed and thought I should share as I've read other stories on BR of unhappy insurance customers.
Luckliy last year, when renewing house insurance cover with my bank, I adopted for bike cover at some additional expense. I was suprised to learn that I was fully covered for this accident. I'm going to get an amount to cover the replacement of my bike i.e. a new carbon ribble bike with Ultegra. Cost me 75 pounds excess. So, I getting a reduced Look bike....(Ribbles are good but not that good!)
I had proof of everything and there is evidence of the accident - bent cycle carrier, remains of bike, even a witness, photos, nothing to contest really - but I'm amazed that it took less than 7 days to go through!
I'm chuffed and thought I should share as I've read other stories on BR of unhappy insurance customers.
'Happiness serves hardly any other purpose than to make unhappiness possible' Marcel Proust.
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Never mind "get insurance", - Get a divorce!!!
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Eek, sorry to hear that. I feel your pain... I've got that same bike. Love it to bits.0
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'Happiness serves hardly any other purpose than to make unhappiness possible' Marcel Proust.0
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Now claim it off your car insurance as well. 0
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... and don't sit for days going "I must phone the insurance and get the new bike put on as a named item so I don't get stuck with a maximum £500 payout" until some Bristolian toerag takes a fancy to your carbon.
In fact, so traumatised was I by the size of the payout, I've just gone and bought a mountain bike with it.0 -
I used my bank (HSBC) home & contents cover and they got a company called IVAL to deal with the cl;aim.'Happiness serves hardly any other purpose than to make unhappiness possible' Marcel Proust.0
