Club Cycling Insurance

bornagaincycler

Is there anyone out there who knows if any club provides third party insurance within it's membership? Very interested to know if this is possible/feasible, I don't personally see why not as other sporting clubs have it. What do you think ????

geoff_ss

The only one I know is the CTC and that's not a club in the conventional sense.

I'd be surprised if there were any sports clubs that administer their own insurance in any field; I suspect they use their national body as the route to insurance. For example I fly RC model aeroplanes and my club's insurance is arranged through the British Model Flying Association (BMFA) and it's compulsory (and cheap) for club membership.

Geoff

John.T

I do not know of any. Most would suggest you join CTC or BC for their insurance. If over 40 then LVRC is a good deal. It would be extremely expensive for a club to set up its own. I do not know which sporting clubs have it but it is probably through some sort of affiliation to a govening body. As many cyclists are not members of local clubs it is far easier for the national organisations to provide it. You may also find you have cover through your house insurance. Check the small print.
Damn. Must type faster.

fatgit

Geoff_SS wrote:

The only one I know is the CTC and that's not a club in the conventional sense.

I'd be surprised if there were any sports clubs that administer their own insurance in any field; I suspect they use their national body as the route to insurance. For example I fly RC model aeroplanes and my club's insurance is arranged through the British Model Flying Association (BMFA) and it's compulsory (and cheap) for club membership.

Geoff

Once again I don't know about cycling but my Rugby club insurance is through the RFU, Climbing club through the BMC etc

Geoff you don't happen to fly a spitfire near stanage edge do you? if so I've seen you there a few times in horrendous winds!

jim_court

I run a cycling club which does not have a formal membership - we act on a pay per ride basis. The Club is focussed on adult beginners, people returning to cycling and anyone else wanting a social ride at an easy pace. NUmber often vary around the 20 riders per ride level.
As such, not many of my "members" belong to BC or CTC (although the more serious do) and although we have the affiliated insurance of BC this is restricted to members. CTC also only covers non-members at an extra cost.
However I arranged (not cheaply - about £250 a year) - Club Insurance which covers any rider taking part in an organised ride (not though for personal riding) and also covers any events and social events we may run - except racing. To our mind this was a small price to pay for peace of mind.
It is arranged through a brokers Haxton NIchols Hutton trading as IntoSport in Leeds - contact details via their website. They have considerable experience in sports insurance as they are brokers to the National Coaching Foundation and also a number of Sport Governing Bodies. I first came in touch with them when I was arranging insurance for the British Cyclo-cross Association in pre-BC days.

bornagaincycler

Thank you Jim, that is very useful. I belong to a club & there is considerable debate at present from newer members as to why we don't have a club-wide liability policy covering all participants in club leisure rides (on & off-road), with the cost incoporated within the club annual membership fee. It's something which we are looking into very seriously & if anyone else has information or views, ideas, then do please post.

John.T

BC everyday cycling membership is only £24. CTC is £36. Both include 3rd party insurance for all non competetive cycling activity. Membership also improves the clout these national bodies have with govenment as well as having many fringe benifits.