Interest Free credit shops?

sirlylos

Hi folks,

I'm going to get a road bike but I can only afford to get a decent one on a finance deal at around £500, I'd quite like the SCR3. I've seen a few places online but ideally I'd like to actually go to the shop and try things out, I live in the North East and wondered if any of you fine fellows knew of anywhere?

Thanks

Sir Lylos

kingrollo

Get yourself a marks and spencer credit card 10 moths interst free on purchases. Buy the bike - burn the card - set up a direct debit of £50 each month - youre done !

1878

Or save up then get the bike at the end of it?

It's a radical yet old-fashioned approach...

passout

Dales Cycles in Scotland stock Giant and do interest free loans (or used to anyway).

schlepcycling

kingrollo wrote:

Get yourself a marks and spencer credit card 10 moths interst free on purchases. Buy the bike - burn the card - set up a direct debit of £50 each month - youre done !

Or if you need a couple of extra months try the Tesco Clubcard Mastercard 0% over 12 months and a whole bunch of clubcard points.

sirlylos

Thanks guys, I could go with the tesco club card option. I've found a place near Leeds that does 36 months interest free which would suit me down to the ground and I would hardly feel the pinch. Saying that the credit card option could be a good one.

Cheers,

Lylos

floosy

1878 wrote:

Or save up then get the bike at the end of it?

It's a radical yet old-fashioned approach...

+1...

thats what im doing.....

Dave.

ALaPlage

36 months interest free? Where do I look?

sirlylos

All terrain cycles in Shipley. Just got myself a Giant Defy 3 today and I'm over the moon with it, £145 up front and then £12 for 36 months - I won't even feel the pinch.

bikerZA

djbarren wrote:

sirlylos wrote:

All terrain cycles in Shipley. Just got myself a Giant Defy 3 today and I'm over the moon with it, £145 up front and then £12 for 36 months - I won't even feel the pinch.

I take it C2W was not an option? 3 years to pay off a bike at a little over 500 pound, sorry would not be something I would consider,

Just an opinion on the matter.

I agree with that. I would rather save up the £500 first, and not have it hanging over my head for the next 3 years.

gkerr4

floosy wrote:

1878 wrote:

Or save up then get the bike at the end of it?

It's a radical yet old-fashioned approach...

+1...

thats what im doing.....

Dave.

why would you want to do that though? - there are already two 0% credit choices on the table - and it's not like you would earn any interest on your savings while you saved up - you just wouldn't have a bike!