looking for good cycle insurance cover

nicensleazy
nicensleazy Posts: 2,310
edited April 2009 in The bottom bracket
Looking for good cycle insurance cover - must cover

Theft. liability and damage (ie - accident and you total the bike)

Cheers

Comments

  • Mad One
    Mad One Posts: 82
    If your Home & Contents insurance is due for renewal soon it may be worth looking at M&S.

    This is from there FAQ's :-

    18.Do you insure bicycles?
    Yes, and you do not need to specially mention a bicycle unless it is valued at £4000 or more.

    The Contents section will cover your bicycles when it is in your home, an outbuilding or in your garden. The Cover Away From Home section of the policy will provide worldwide cover when they are temporarily removed from your home, including being taken abroad.
  • drewfromrisca
    drewfromrisca Posts: 1,165
    That's interesting. I'm currently using JLT through British Cycling. I was looking through it yesterday and the cover isn't great to be honest.
    There is never redemption, any fool can regret yesterday...

    Be Pure! Be Vigilant! Behave!
  • LittleB0b
    LittleB0b Posts: 416
    Any thoughts from people that don't have home and contents insurance?

    (we rent a furnished flat, and really the only thing of value in it is our bikes and the computers - so insurance for the rest of ain't needed)
    blog: bellevedere
  • Mad One
    Mad One Posts: 82
    I've never had to make a claim for stolen or damaged bike, but had a bathroom leak & it was all sorted fine! So I'd recommend M&S.

    LittleB0b
    When looking I actually found it was cheaper to get the Home & Contents cover that included the bicycle benefits than insure the bikes on there own. Some companies wanted more for my bike per year than my car!
  • alfablue
    alfablue Posts: 8,497
    LittleB0b wrote:
    Any thoughts from people that don't have home and contents insurance?

    (we rent a furnished flat, and really the only thing of value in it is our bikes and the computers - so insurance for the rest of ain't needed)
    I rent a flat, it is a requirement that I have home contents cover with a proportion to cover the landlords property. CIS (aka Co-Op) insure me, they let me add a bike for £1000 value for £1.50 per month, insured worldwide. Total cost of cover is about £9 pcm, and I get 10% back each year as a Co-Op member. Also added £1700 laptop for another £1.50.

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