Insurance

Bluestoesonnose

Where can I get bike insurance? I've been knocked off a few times now and am fed up with chasing the other guys insurance company and having to go through the small claims courts.

Thanks in advance for any help

il_principe

Bluestoesonnose wrote:

Where can I get bike insurance? I've been knocked off a few times now and am fed up with chasing the other guys insurance company and having to go through the small claims courts.

Thanks in advance for any help

Join the CTC.

http://www.ctc.org.uk/

Christophe3967

jashburnham wrote:

Bluestoesonnose wrote:

Where can I get bike insurance? I've been knocked off a few times now and am fed up with chasing the other guys insurance company and having to go through the small claims courts.

Thanks in advance for any help

Join the CTC.

http://www.ctc.org.uk/

Other options are LCC if you're in London http://www.lcc.org.uk
British Cycling http://www.britishcycling.org.uk/web/si ... e/home.asp

LCC pays for itself as there's a 10% discount in most bike shops

Mr_Cellophane

House Contents Insurance should cover you.

il_principe

Won't give you 3rd party though will it?

Christophe3967

Mr_Cellophane wrote:

House Contents Insurance should cover you.

Most house contents policy only provide limited loss cover (typically £500), but won't help if you're in an accident.

Underscore

jashburnham wrote:

Won't give you 3rd party though will it?

Actually, yes. I've just (today) renewed my house insurance (though it is buildings and contents, which may make a difference) and asked about this. They put me on hold to check and came back saying that the legal cover would cover the legal side (well, d'oh!) of any accident and the public liability (something like £1million) would cover any damage to the other party if I were found at fault.

Still considering joining the CTC anyway...

_

coffeecup

www.everydaycycling.com

Part of British Cycling i think. £2 a month for non-competitive riding

andy83

joined british cycling today more for peace of mind, and slightly cheaper than ctc and im skint lol

fossyant

BC are assisting me with a claim at the moment - very effective their solicitors !

messier0101

Do these insurance companies cover theft away from the home? Also if I was in an accident, would it cover my bike?

Thanks,

messier0101

Has any one got the answer to my question...:oops:

alfablue

Another source of legal insurance (relates to OP's question) is the RAC. I have the full works for £6 per month (Via ASDA's web site, about half the price of buying direct from RAC) and it includes legal insurance, it says it will fund claims against third parties in the event of any accident, be that in my car, as a passenger in someone else's, on a bike, even as a pedestrian. I am nit suggesting getting RAC for this purpose alone, but you may often find you have insurance for such things already wrapped up in house insurance, car insurance (which I also have legal cover for) or breakdown cover, or even some credit cards or bank accounts. Of course one needs to read the small print carefully to make sure what is or isn't included.

FyPunK

LCFC85 wrote:

Do these insurance companies cover theft away from the home? Also if I was in an accident, would it cover my bike?

Thanks,

I think you would have to check each policy, for instance the British Cyling membership only covers the legal side along with third party claims, for instance if you damaged a car then your covered for the damages you caused. I did check Churchill when I bought my new bike, the cover was £13 on top of my household to cover theft away from home etc.