accident insurance

pbracing

I've got theft cover for my new bike, but wondered how many people have accident insurance? And who gives the best value cover? Oh, and approx costs?
There's no way I could replace it if I wrote it off, so I think I need a fallback.
Cheers

Apologies if this has been done before, but I struggle with the search bit. Besides things change and fresh ideas are good

penugent

Try the contents section of your home insurance, if you have this.

Bikes are often covered for limits up to £500 - £1,000. Cover will include damage to the bike and liability should you cause an accident. There will be exclusions like racing and security requirements for the theft element. Read the policy for full cover details.

If your bike is valued at more than the policy limit you may be able to top-up the cover.

FSR_XC

Have a look at British Cycling - here

Their membership package includes insurance.