How much is your car insurance?

James_F
James_F Posts: 137
edited March 2009 in The Crudcatcher
Just been looking around as I'm half considering buying my own car and the cheapest I can find is £950pa for a 1.2 Renault Clio Dynamique, with 0 years NCB. Going to try Direct Line next as I will have 1 year no claims due to being a named driver on my Dad's car. Saxo VTRs are out of the picture after seeing some quotes :shock:

Comments

  • thebluefox
    thebluefox Posts: 200
    Clio 1.8 16v is about 1500, with mods though.
  • Th3 Firestarter
    Th3 Firestarter Posts: 395
    James_F wrote:
    Saxo VTRs are out of the picture
    And so they should be. It's hard to find an unmolested one these days. They're all chavved up with halfords universal fit jap cans and cheapo ripspeed wheels :evil:
    As for your insurance, I'm guessing you're quite young, so start small to keep the price down, and direct line probably won't insure you if you're under 21. I'm paying roughly £650 fully comp for 206 gti 2.0, and I'm 26 with 1 year no claims.
    Th3+Firestarter.png
    My bike
  • Nick Dastardly
    Nick Dastardly Posts: 606
    Insurance is a joke isn't it. I'm paying about £1000 a year fully comp for an Alfa 147 1.6 Twin Spark. I have 1 years NCB, no accidents, and I'm 24.
    "The problem was, I was still using my eyes even though I had them shut"

    Demoted to commuting duty

    Orange Crush!
  • Andy B
    Andy B Posts: 8,115
    £360 fully comp, full NCB, '05 Seat Ibiza FR 1.9 TDi 130

    Being 36 does have it's advantages :lol:
    2385861000_d125abe796_m.jpg
  • Th3 Firestarter
    Th3 Firestarter Posts: 395
    Nick, your insurance should drop a bit once you hit the quarter century.
    Th3+Firestarter.png
    My bike
  • nonnac85
    nonnac85 Posts: 1,608
    £320 fully comp - Saxo 1.1, with 1 years NCB. (im 23).
    My Website - Trail Centre info for the UK: MTB Trail Time
  • Woodenleg
    Woodenleg Posts: 26
    Sorry if this sound like sour grapes, but I've paid 1000s over the years, on 20 years of running Golf GTIs. It starts to get manageable when you get to 40 with a good NCB, also 'cos you tend to have bit more disp. income. But then you have kids who want to drive and my 2nd, who is 17 is costing me £82 per month on his Mum's 1.2 Polo and that was the most competive with D.Line.
    Take solace from the fact that biking is cheap!
    Oh, and don't think that Saga insurancde is cheap when you are in your 50s - they've done nowt for me.
  • realnumber 1
    realnumber 1 Posts: 675
    Renault Sport, Clio 172. £420 with full breakdown cover :lol:
    I suppose getting a bit older has its uses :wink:
    My old Meta 5

    My 2012 Remedy
  • Surf-Matt
    Surf-Matt Posts: 5,952
    Vx Astra 1.9CDTi 150PS Estate - £330
    Suzuki Jimny (Mrs Matt's) - £260

    We must be old!

    Worst I've paid is £950 for my Golf R32 (now sold)
  • .blitz
    .blitz Posts: 6,197
    James_F wrote:
    ...the cheapest I can find is £950pa for a 1.2 Renault Clio Dynamique
    :shock: :shock: :shock: :shock: :shock: :shock: :shock:

    Capt.Sensible car, max NCD, IAM - the insurers love me. IIRC it was £250-ish last year.
  • Surf-Matt
    Surf-Matt Posts: 5,952
    Blitz - when did you do your IAM test?

    Did mine ten years ago! They asked me to be a trustee too. Would have been up for it but too many meetings in London - bit of a trek!
  • Twisterboy
    Twisterboy Posts: 311
    £278 for a 05 Skoda Fabia vRS with all mods declared on 7 years NCD and 1 named driver.

    David
  • .blitz
    .blitz Posts: 6,197
    Surf-Matt wrote:
    Blitz - when did you do your IAM test?

    Did mine ten years ago! They asked me to be a trustee too. Would have been up for it but too many meetings in London - bit of a trek!
    I did the bike test in *ahem* 1989 and the car test about 5 years later. They never asked me to be a trustee tho :(
  • Tempestas
    Tempestas Posts: 486
    £278 FC on a modified Lotus Elise
    £219 FC on a type 2 VW camper

    The tax is the killer for me, both just needed renewing and that was £370!!!!

    34 with 8 years NCB and a 'colourful' driving history :wink:
  • davree
    davree Posts: 93
    I'm 29 have 4 years no claims and a Vauxhall Vectra 2.2i 150 £350 fully comp with Kwik Fit, also get a 10% discount card for anything at Kwik Fit and Key cover. :D
    '08 Stinky and an old Saracen X-tort Single speed

    "It would not be at all strange if history came to the conclusion that the perfection of the bicycle was the greatest incident of the nineteenth century"
  • JonH
    JonH Posts: 24
    I pay £800 on my Silvia with full NCB

    Thats with roll cage many other mods and 320 hp!

    Shame that I don't get the chance to drive it that often
  • prawny
    prawny Posts: 5,440
    £180 with protected ncd on a KA mmmmm
    £250ish on a 1.8 Focus c-max

    full bonus on both, it's good being married. and living next to cannock chase :)
    Saracen Tenet 3 - 2015 - Dead - Replaced with a Hack Frame
    Voodoo Bizango - 2014 - Dead - Hit by a car
    Vitus Sentier VRS - 2017
  • Mike Strutter
    Mike Strutter Posts: 16
    £236.00 fully comp on an 04 Xsara Picasso Desire.
    If i overtake you, it's coz my brakes have failed!!!

    2007 Specialized Hardrock Pro
  • 1340jas
    1340jas Posts: 217
    Now I feel really old reading this thread.

    44 years of age, max no claims and I pay £180 fully comp with protected no claims on a
    3 litre, 5 series BMW.
    My wife topped me by getting hers for £175 on a volvo S80.

    Guess age does have its advantages.
  • snotty badger
    snotty badger Posts: 1,593
    I pay £300 for a Saxo VTS TPF&T-
    29 years old
    8 years NCB
    No accidents
    6 points (2x SP50s)
    08 Pitch Pro
    14 Kona Unit
    Kona Kula SS
    Trailstar SS
    94 Univega Alpina 5.3
  • Rich9
    Rich9 Posts: 1,635
    Never had my own insurance. My own cars were insured in my mum's name cos i couldnt afford at the time. Had a company car for the last 12 years. My wife has a 06 Suzuki Swift 1.5. I think we pay just over £300 fully comp with breakdown cover and protected no claims
    2014 Whyte T-129S
  • milkywhite
    milkywhite Posts: 534
    £400 last year Civic type R 2002. I'm 28 with 7 years NCB.

    Picked up an SP30 a month after getting the car so prob a few quid more this year. Insurance generally seems more expensive this year too :(

    Name your mum or dad (or Nan) on the policy for a discount on the premium
    2006 Trek Fuel 80
  • El Capitano
    El Capitano Posts: 6,400
    45 with max NCB. £470 FC on a Subary Legacy Outback H6 (EZ30R Engine, custom exhaust, sports cat, custom induction, ECU remap).
    1 2 3 4 (Dead)5 6
  • jon8672
    jon8672 Posts: 4
    being 32 my sri estate 2.5 v6 costs me £400 and the wife is on it she 28
  • matt581
    matt581 Posts: 219
    I pay £1300 on a 2.0 DTi SXI 2002 Astra.

    But that is fully comp with breakdown and payment insurance. Im 23
  • n000bZ!LL4
    n000bZ!LL4 Posts: 60
    I'm 32 with 11 years NCB and paying £350 on a Skoda Fabia vRS diesel.....

    It does have 240BHP though. :twisted:

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