Sportive Insurance

bilbo.baggins

Recently I've been reading a few forum messages that mention Sportive Insurance taken out by the organisers. Can someone clarify for me what this Insurance normally covers? Is it solely to cover the Sportive organiser, or does the rider also get cover under some circumstances (eg. public liability insurance for riders doing the event, or needing medical treatment).

I've entered a fair few Sportives and I've never seen anything giving specific details (although I haven't previously thought to look).

Oh, and no, I haven't done anything 'wrong' !

andy_wrx

I think it covers the organiser, plus third-party claims against a rider (e.g. if you collided with a motorist or pedestrian unconnected with the sportive, or another rider on it)

But it wouldn't cover any of your own costs/losses, like medical fees, loss-of-earnings, damage to your own bike, etc.

Here's some sales blurb from Cyclosport
http://www.cyclosport.org/article.aspx?id=670

bilbo.baggins

Thanks - that helps clear up things in my mind.

biondino

On a similar note, can someone say what I am and am not insured for by joining the CTC. For example, the charity bike ride to Paris next month requires me to have insurance - is the CTC membership enough?

Thanks!