Bike insurance
over-the-hill
Posts: 144
How do you insure your bike? Part of the home contents policy or unique insurance? I keep my bike in the house but my home insurers still want it padlocked to the wall! Any recommendations?
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Comments
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You can take out specific insurance through companies that specialise in bike cover. When I looked into it, they required quite a lot of 'security' in terms of locks, where it was kept etc and I felt not good value (especially as I had 2 bikes). They advertise in the bike mags and probably on this website.
I got mine done with our home/contents policy. No extra. Both bikes covered for theft. No special requirements about where they are kept. I don't think they are covered away from the house but that's a risk I'll have to take.#
It may be worth changing your home insurance to get them covered on that.0 -
Marks and Spencer home insurance usually gets recommenced. They will cover bike up to £4k without having to list them. This question comes up quite regularly so might be worth you searching the forum.0