Why am I being drawn in to Spending more cash??

Biggins

I bought a Spesh Allez thinking the frame would be good enough for me to upgrade parts onto as they wore out or I fancied something new to put on it. i am at the point where I need new wheels but all of the searching around on the internet has only left me wanting a complete new bike!! My brother has bought a Focus Cayo (the git) and that looks really nice!! carbon...mmmm thats what I need. The last time I checked the pockets there was no brass at all in them, so have been thinking about an interest free credt deal, does anybody know which companies do the best credit deal please!!! I need a new bike cos ....... well I just do!!!!!!

feel

mmmmmh the power of advertising

I'm gonna try and upgrade my body before i upgrade my bike

dennisn

You've got the cycling disease. There is no cure. It gets worse as the years go by.
Abandon all hope of a normal life and put your faith in the cycling gods They will help
you spend your money.

Dennis Noward

FSR_XC

Best credit deal = cycle to work scheme

What's wrong with the Allez?
Interested as just bought one.

Biggins

Nothing wrong with the Allez, it's been great, i just fancy something from higher up the scale thats all!!!!

lilactime

get your body up the scale , its cheaper

gkerr4

hmm

the cayo is a fair bit more 'racy' in it's geometry - it has quite a low front end and won't feel as comfy in terms of riding position - which might be good or might be bad.

personally I think that a sensibly upgraded allez is a great bike - good wheels, a decent-ish groupset (105+) and some nice finishing kit such as a specialized pave pro seatpost and toupe saddle - will produce a very light, comfy and well handling bike


but - I know what you mean about wanting the latest carbon this and that - i am the same sort of person - it just happens to us I guess..

HungryCol

Buy clothing instead for now and save for a super dooper bike.

daniel_b

Biggins wrote:

so have been thinking about an interest free credt deal, does anybody know which companies do the best credit deal please!!!

Ummmm, well Wiggle do one....

Pirahna

Get some debt and buy some carbon. :twisted:

Matty1235

as you already have a great frame, i'd upgrade and stick with it, getting the new bike now, will be fresh but in two years when you're still paying it you want another. I have allez and when mad on wheels,made such a difference to the ride, my mate has same bike and it so different.

http://www.pinkbike.com/photo/1111280/

Shadowduck

Matty1235 wrote:

*snip* ... getting the new bike now, will be fresh but in two years when you're still paying it you want another.

Matty's hit the nail on the head. If you buy it when you can't afford it, you're just getting onto a treadmill that's very hard to get off.

Spend a little bit on the Allez and savour it!

redddraggon

Don't buy things on Credit.......unless you need to.

I decided 10 months ago to buy a better bike, so I saved a bit each month until just after Xmas, it might I had plenty of time to decide exactly what I wanted and the money saved up to get what I wanted without going into debt.

robbie the roadie

redddraggon wrote:

Don't buy things on Credit.......unless you need to..

Also with the current credit crunch if your looking for a mortgage deal at some point soon this mightt come back to haunt you.

As previously said the allez is a great bike, especially if you have one of the top two models. The entry level one doesn't have as good frame. Loads of people I know have one and few people race on it, though admitedly upgraded a bit.

Upgrades to 'the engine' are free

redddraggon

robbie the roadie wrote:

redddraggon wrote:

Don't buy things on Credit.......unless you need to..

Also with the current credit crunch if your looking for a mortgage deal at some point soon this mightt come back to haunt you.

D'ya mean me?

Gussio

If you don't die in debt, you haven't been living hard enough :twisted:

Stewie Griffin

When I were a lad no brass meant no credit. Now Im older with some savings everyone and their dog offers me credit without me even asking. I dont want it now you :x :evil: :twisted:

I have an Allez and am about to run down the upgrade route. Wheels are done, gone clipless (hardly an upgrade as such I know) Crankset next or new brake callipers actually as mine refuse to stay centered and it pees me off!

Little bits as and when you can make sense if you arent rolling in it. I would also imagine that even a £1000 bike will be compromised here and there regarding spec. Especially the wheels.

gkerr4

hmm

I agree with the credit thing - but on the other hand, an interest free deal is something else - in particular with places like wiggle where you are unable to haggle on the price.

where an LBS might offer interest free OR a reduction in price, i'd look for the discount - but if you are paying £1300 for a bike from wiggle regardless, then you might as well keep the money in your own account and take the interest - good financial sense surely (as long as it is a genuine interest free deal)

giant_man

Plus the fact that as soon as you have a mortgage, everyone wants to lend you money of course!

Zendog1

I also have the basic Allez.

Well it's got full 105 now with 561 wheels, conti 4000's, ultragra pedals obviously and a pave carbon seatpost - now I'm wondering about the Ti frame from Planet X (if it ever arrives). Just an opinion but resarching and fitting upgrades is a great hobby, instructive and taken gradually debt free.

cheers
steve