Insurance

attica
attica Posts: 2,362
edited January 2008 in Commuting chat
Can anybody recommend a good cycle insurance company?

I'm looking to insure against theft, damage to bikes and person and to cover third parties.
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Comments

  • dav1
    dav1 Posts: 1,298
    call up your house insurance provider, you can often add cover to your existing policy.

    if not e&i insure bikes.
    Giant TCR advanced 2 (Summer/race)
    Merlin single malt fixie (Commuter/winter/training)
    Trek superfly 7 (Summer XC)
    Giant Yukon singlespeed conversion (winter MTB/Ice/snow)

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  • cntl
    cntl Posts: 290
    http://www.ctc.org.uk/DesktopDefault.aspx?TabID=3468

    They even do cycle rescue.
  • Brains
    Brains Posts: 1,732
    Use the CTC insurance, not only is it third party fire and theft, they also replace basis the new value

    House insurance will only pay out max £500 on a bike.
  • redddraggon
    redddraggon Posts: 10,862
    Brains wrote:
    Use the CTC insurance, not only is it third party fire and theft, they also replace basis the new value

    House insurance will only pay out max £500 on a bike.

    I'm building a bike myself, and therefore what is the make of the bike? The frame?

    CTC don't seem to give you options like a self build.
    I like bikes...

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  • Cunobelin
    Cunobelin Posts: 11,792
    Household insurance will have a "specified items" section.

    I listed my bikes, provided reciepts and pay a dividend for the insured value.

    Still cheaper than separate insurance.
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  • misterben
    misterben Posts: 193
    The ETA also do cycle insurance and rescue (www.eta.co.uk)
    mrBen

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  • andyp
    andyp Posts: 10,541
    Brains wrote:
    Use the CTC insurance, not only is it third party fire and theft, they also replace basis the new value

    House insurance will only pay out max £500 on a bike.
    It depends on the home insurer. Marks and Spencer do a policy which will ensure any item up to the value of £4000 and this includes bikes. Nationwide will cover bikes as long as you name them and pay the additional premium (which isn't much). I'm sure there are other insurers out there who do the same.

    Both of the above options are significantly cheaper than the CTC or the BCF (who use E&I I think).

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