Knocked off on Monday

Coochcp

Got knocked off on Monday, first time in bout three years so not to bad.

however, he's done a runner and here's my problem, front wheels buckled, lights went flying, saddles twisted and my shoulder's banged up and I can't move it.

do I go down the line of losing my no claims on house insurance (my bike is covered up to £1,000) and claim the parts, I've just put new wheels on a couple of months ago £100 and saddle is Spesh Alias £55 odd so that's already over my excess.

the other thing is it's a alloy frame with carbon seat stays and carbon forks and how do I know that the frame is structurally sound or where does insurance stand on that issue? I'm not 100% sure I trust where the carbon is bonded, crash happened at 30mph so quite an impact.

????

secretsam

Try reporting it to the Police - running off after an accident is a serious criminal offence, there may be CCTV. It's certainly a points on the licence job, if not a ban.

Most importantly, you're still alive (if not 100% OK)

Coochcp

Yeah I'm off to the cops tonight to report it, and yes could be a lot worse.

Gussio

Good luck - I heard a story about a woman driving her car along parked traffic while on her phone. She clipped a pedestrian pretty hard but didn't stop. The ped contacted the police, who picked up the incident on a traffic camera and proceeded to throw the book at the driver.

As SecretSam says, leaving the scene of a road traffic accident without leaving your details is a very serious matter. I sincerely hope that they catch the driver in this case. I also hope that your shoulder gets completely better.

dondare

A friend of mine was injured in a hit-and-run and got compensation from the CICA:

https://www.cica.gov.uk/portal/page?_pa ... ema=PORTAL

Chriscommuter

Bad luck, hope you are o.k.

There is also a scheme for compensation from untraceable drivers who cause injury.

I think its the Motorists Insurnace Bureau or something like that. I got some compensation when i was knocked off my motorbike and the guy gave a false address.

Actually, if you do get his name/address can we all pop round with a few baseball bats?

Just to say "hello" you understand. :twisted:

cntl

>>Actually, if you do get his name/address can we all pop round with a few baseball bats?

>>Just to say "hello" you understand.

Count me in :twisted:

alfablue

Chriscommuter wrote:

Bad luck, hope you are o.k.

There is also a scheme for compensation from untraceable drivers who cause injury.

I think its the Motorists Insurnace Bureau or something like that. I got some compensation when i was knocked off my motorbike and the guy gave a false address.

Actually, if you do get his name/address can we all pop round with a few baseball bats?

Just to say "hello" you understand. :twisted:

Yes, I got £4000 for a whiplash injury from the MIB - a "travellers" bus crunched my car and drove off - the side of the bus peeled off like a sardine tin! I believe the MIB covers personal injury but not vehicle damage.

Do you have legal cover with your home insurance? They may pursue a claim for you. Or are you a CTC or LCC member?

secretsam

cntl wrote:

>>Actually, if you do get his name/address can we all pop round with a few baseball bats?

>>Just to say "hello" you understand.

Count me in :twisted:

Legal and financial retribution has a far more lasting impact: takes longer but hurts more. He/she could lose their job if they lose their licence, for example. That would be fairly catastrophic...

Gussio

SecretSam wrote:

cntl wrote:

>>Actually, if you do get his name/address can we all pop round with a few baseball bats?

>>Just to say "hello" you understand.

Count me in :twisted:

Legal and financial retribution has a far more lasting impact: takes longer but hurts more. He/she could lose their job if they lose their licence, for example. That would be fairly catastrophic...

*If* the driver has insurance and a job (other than illegal cabbie)....

Garry71

Hope it all works out for you ok, but why didn't you report it the same day? Any RTA in which someone is injured should be reported to the police, never mind the fact that he did a runner.

Garry

spord

I think it's actually a criminal offence not to report an accident like this within 24 hours...

BentMikey

Yeah, but he's only a cyclist. No-one will give a toss.

(apart from us of course).

spord

No - I mean it's a criminal offence for him not to report it within a day.

Someone drove into my girlfriend's car and left £700 of damage without leaving contact details. I phoned the police to get an incident number for the insurance, and was told that I should have reported it within 24 hours, since it counted as a hit and run incident, and that technically I could be prosecuted for not reporting it within that time. Previously I thought you only had to tell the police if someone was injured, but with hit and run it makes no difference if there is no injury.

mrchrispy

a mate (in a car) got rear ended by a car that drove off but he, no visible damage but he didnt get to report it until the next day. they bollocked him, gave him a producer and then said they was nothing they could do. i had to laugh

misterben

mrchrispy wrote:

a mate (in a car) got rear ended by a car that drove off but he, no visible damage but he didnt get to report it until the next day. they bollocked him, gave him a producer and then said they was nothing they could do. i had to laugh

Slightly OT, but a mate of mine recently phoned the police because his car had been broken into, and they'd nabbed his tax disc. He gave all the details, and then at the end of the call they gave him a £60 fixed penalty for having his car on the road with no tax.....

mrchrispy

lol - all goes towards meeting their targets.


muppets!

hamboman

misterben wrote:

mrchrispy wrote:

a mate (in a car) got rear ended by a car that drove off but he, no visible damage but he didnt get to report it until the next day. they bollocked him, gave him a producer and then said they was nothing they could do. i had to laugh

Slightly OT, but a mate of mine recently phoned the police because his car had been broken into, and they'd nabbed his tax disc. He gave all the details, and then at the end of the call they gave him a £60 fixed penalty for having his car on the road with no tax.....

I'm guessing that's a joke?! If not, he really should put it to the police complaints commission.

Gambatte

hamboman wrote:

misterben wrote:

mrchrispy wrote:

a mate (in a car) got rear ended by a car that drove off but he, no visible damage but he didnt get to report it until the next day. they bollocked him, gave him a producer and then said they was nothing they could do. i had to laugh

Slightly OT, but a mate of mine recently phoned the police because his car had been broken into, and they'd nabbed his tax disc. He gave all the details, and then at the end of the call they gave him a £60 fixed penalty for having his car on the road with no tax.....

I'm guessing that's a joke?! If not, he really should put it to the police complaints commission.

Agree with hambo, either its your joke, you're mates wound you up, or he's a muppet for paying.

misterben

Gambatte wrote:

hamboman wrote:

misterben wrote:

mrchrispy wrote:

a mate (in a car) got rear ended by a car that drove off but he, no visible damage but he didnt get to report it until the next day. they bollocked him, gave him a producer and then said they was nothing they could do. i had to laugh

Slightly OT, but a mate of mine recently phoned the police because his car had been broken into, and they'd nabbed his tax disc. He gave all the details, and then at the end of the call they gave him a £60 fixed penalty for having his car on the road with no tax.....

I'm guessing that's a joke?! If not, he really should put it to the police complaints commission.

Agree with hambo, either its your joke, you're mates wound you up, or he's a muppet for paying.

Wasn't a joke, although he is not going to pay it. He's going to appeal it.

Coochcp

Yeah been to the cops now and given a full statement, as I had his number which he has now canceled they can track it with the service provider (t-mobile - anyone work for t-mobile that would be able to help out?) and hopefully find out who he is, though this takes time, I should have reported it straight away like Garry71 said but as he said to me at the time he would pay for damages I foolishly didn't, oh well live and learn.

now just deciding if I'm going through my contents insurance or not for the bike, what do you reckon the chances of a bike shop writing it off are?

danseur

The bike shop will do whatever you ask them to!

If you are going to make a claim on your own insurance then you'll lose your no-claims discount anyway so get a new bike.

If you are going to claim on his insurance then get a new bike.

Personally I'd be a bit wary of riding a bike that had been pranged at 30mph irrespective of what it looked like, but I accept that not everyone is as cautious as I am.

psychle

I had no problem geting a like-for-like quotation from a local bike shop. But then my down tube was disconnected from the head tube and the buckled front wheel and forks were only connected to the rest of the bike by the brake cable.

This may be a reflection of my age, upbringing, location, but have you contacted your union? My union membership included legal cover which meant I was appointed a lawyer to pursue my claim as the incident occurred on my way to work.

Coochcp

Unfortunately my industry hasn't had a decent union since I was an apprentice back in NZ. As for the bike, the frame doesn't look damaged I'm just concerned about the integrity of the alloy/carbon join