third party insurance?

JST
JST Posts: 158
edited August 2007 in Road beginners
I have just looked at a few insurance sites on the web including the CTC and British Cycling and neither seem to include third party liability. Do many people bother with this or just go for theft and personal injury cover?

Cheers, James.

Comments

  • JustRidecp
    JustRidecp Posts: 302
    Are you a member of the CTC? If so, you get free £5 third part liability and legal advice through them.
    Real Ultimate Power

    "If I weren't a professional cyclist, I'd be a porn star" - Super Mario
  • JST
    JST Posts: 158
    Not a member yet but I have just had a look at the site again and have found the insurance details, thanks.
  • Greenbank
    Greenbank Posts: 731
    Worth checking existing insurance policies and benefits of other membership things.

    I'm covered 3 times over. Once by CTC membership. Once by home and contents insurance, and a third time thanks to being a Lloyds Premier bank account holder.
    --
    If I had a baby elephant signature, I\'d use that.
  • JST
    JST Posts: 158
    Interesting, I also have a premier account with lloyds but can't find any info on bike insurance can you point me in the right direction?

    Thanks.
  • Greenbank
    Greenbank Posts: 731
    Sorry, didn't spot this until now. Will find the bit in the Premier Welcome pack bumpf.
    --
    If I had a baby elephant signature, I\'d use that.
  • Mossrider
    Mossrider Posts: 226
    British cycling also covers you if you go for silver or gold membership...
  • Big Tcp
    Big Tcp Posts: 163
    I wouldn't cycle without being a member of either the CTC or BC (currently in both). The free legal advice is worthwhile - they'll fight the case for you if you get knocked off and it's not your fault.

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