Argh! Banks!

mike1-2
mike1-2 Posts: 456
edited August 2007 in The Crudcatcher
Just looking at my online statements and over the last month I have gone 40p over my overdraft once, had one direct debit bounce because of this, which then landed me a 25 quid charge, which then put me out of my overdraft by 15 quid after my direct debit came out, which then gave me another 25 quid charge, I wasn't aware of any of this, as it takes a few days for it to be updated on cash machines, went out, spent 30 quid got a 50 quid charge and now they're charging me double for late payment, I.E. 100 quid for 40p

HMMMMMM

Fucking HSBC they're all cunts.

Comments

  • Ed 81
    Ed 81 Posts: 200
    As far as i'm aware, these charges are no longer aloud by banks. There are companys who will recover unreasonably high bank charges (for a fee I asume)

    Might be worth looking into?

    http://www.thisismoney.co.uk/bankcharges
    http://news.bbc.co.uk/1/hi/business/6170209.stm

    A couple to start with...
  • Scubar
    Scubar Posts: 453
    Go into the bank and talk to the manager, most of the time they can lift the charges for you there and then.
    ___________________________________________________________

    My Marin Hawkhill 2007 - http://www.pinkbike.com/photo/1382583/
  • Father Faff
    Father Faff Posts: 1,176
    Yes, Scubar is right.These charges are generated by machines - if you talk to the Manager 9 times out of 10 they will see sense. If they don't lodge a claim in the small claims court to refund unreasonable charges.
    Commencal Meta 5.5.1
    Scott CR1
  • J.o.n
    J.o.n Posts: 26
    Think this should help mate!!

    http://www.moneysavingexpert.com/reclaim/bank-charges
  • Amos
    Amos Posts: 438
    Use that link, its worth it, one of my friends set up his own business and got into a lot of debt in the first couple of years and ran up a lot of charges. Because of this rule he was able to sort through all of his business accounts and claimed back a absolute heap of money :D
  • trailtrash
    trailtrash Posts: 95
    It's no co-incidence that the first syllable of 'Barclays' is also the first syllable of 'B@$tards'!

    :P
    There's always one more idiot than you bargained for.
  • hickster5000
    hickster5000 Posts: 88
    HSBC give you a £10 buffer which they won't charge you for if you go over your overdraft limit. 40p would have no effect. Besides, HSBC charge in multiples of £20. Getting carried away with your whinging?
  • mike1-2
    mike1-2 Posts: 456
    What you want me to prove it?

    And no, they don't have a buffer, and it's 25 quid each time.

    Knob'ead like.
  • shorty15
    shorty15 Posts: 97
    got my cheque book stolen,what a mess

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