Bike insurance

Mr bump
Mr bump Posts: 369
edited July 2007 in MTB general
Can anybody recomend a good insurance company please. I contacted Cycleguard and was told that because I had two bikes with a value higher than £5000 they could not insure me. They would not even let me have two policies.
Any help would be great.
Eagles may fly high but Weasels dont get sucked into jet engines.

http://is.pinkbike.com/photo/4466/pbpic4466217.jpg

Comments

  • truespin
    truespin Posts: 155
    put them on the house contents insurance?
  • Mr bump
    Mr bump Posts: 369
    Good idea. Only thing was I saw that cycle guard coverd bikes while in the van. Thought this would be good as im off to france in august.
    Eagles may fly high but Weasels dont get sucked into jet engines.

    http://is.pinkbike.com/photo/4466/pbpic4466217.jpg
  • truespin
    truespin Posts: 155
    hmm, I don't know the specific ins and outs of insurance - but might be worth speaking to your household (or maybe travel/car) insurer about getting some extra coverage just for the France trip...
  • Mark N
    Mark N Posts: 1
    Been looking into this myself recently, cheapest way seems to be house insurance as named items. M&S seem to be the recommended one. any one have any gripes against them?











    Wohaa first post ......... and it's borring, start as you mean to go on i say
  • DomA
    DomA Posts: 530
    My house insurance covers my bikes when locked up outside as well as at home, so I guess they may be covered if they we're in a van?
    505705811_e0b856800e_t.jpgMaxlight XC>120
  • Mike59
    Mike59 Posts: 1,170
    Have you tried CTC ?
  • -Chase Me-
    -Chase Me- Posts: 65
    Just be carefull with the small print on the bike specific policies. Two I looked into would not cover the bike unless it was in the house overnight. Pretty pointless if you ask me as that is the time it`s most likely to be nicked. The pros of the bike specific stuff is that it will cover you as a person and not just the bike and will probably cover crash damage as well.
    I finally opted for changing the house insurance to Marks & Spencer. The bike is covered up to £4000 but only on my property.

    Needless to say - always have a damn good lock and more and make it as awkward as possible to nick in the first place.
    ................"It`s a madhouse"................
  • Mr bump
    Mr bump Posts: 369
    Its not while there in the house im worried about. Its when they are in the van or i take them on holiday.
    Eagles may fly high but Weasels dont get sucked into jet engines.

    http://is.pinkbike.com/photo/4466/pbpic4466217.jpg
  • ianpinder
    ianpinder Posts: 266
    Ok so what happens if you dont have house insurance because you dont have a house.
    Cycling the Tour D'Afrique in 2012

    www.tda2012.com
  • ashbyalien
    ashbyalien Posts: 609
    good advice to check the small print.

    my house insurer changed the policy not so recently but still took an addiotional premium off me. it was an unrelated matter that got me to check the policy recently. they then charged me for removing the bikes from the policy. (they didnt tell me they'd charge!!), the charge was equal to the refund to the premium i'd paid for no cover......

    :x

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