handful wrote: PBlakeney wrote: Webboo wrote: PBlakeney wrote: Pilot Pete wrote:
PBlakeney wrote:Consider changing your insurer.
if I had one I might...
Your choice but I have full house contents insurance (including all bikes) worldwide with all bells & whistles and no stupid restrictions or rules for £302.
With which company.
I've only had cover with standard contents insurance before this year with bikes of modes value, £1k-1.8k but after adding to the stable with a new Ti bike with Sram Red eTap this takes my total bike value to over £10k now so I have now got Pedalcover as well. Very professional throughout the quote/purchase process, can't vouch for any claims experiences yet thankfully.
I can. They're bad. Axa (the underwriter) refused to pay out on a very reasonable claim and they didn't want to know, didn't give a shoot and didn't at all live up to the 'designed for cyclists' part of their website.
The claim was that we had multiple bikes (which should have all been covered) locked up together and to a post, when they got stolen they were considered as locked to a bike (rather than locked to a post) which is moveable, therefore not locked up to an immovable object, therefore not covered. I would have more sympathy for PedalCover if they gave any shits about us during the claim process, but they just didn't want to know. Currently, the case is with the ombudsman.