Chipped carbon frame check/insurance claim

denispearl
denispearl Posts: 152
in Road general
Hi all. My chain has jumped off despite installed chain catcher and scratxhed the frame. Also there's a chip taken off. My concern is how safe it is . Also how do I check it and possibly claim via bike insurance I have? Would they pay out total sum or cost of the new frame only? Ice checked and those frames are not available new. Thanks

Comments

  • joe2019
    joe2019 Posts: 1,338
    denispearl said:

    Hi all. My chain has jumped off despite installed chain catcher and scratxhed the frame. Also there's a chip taken off. My concern is how safe it is . Also how do I check it and possibly claim via bike insurance I have? Would they pay out total sum or cost of the new frame only? Ice checked and those frames are not available new. Thanks

    Seriously, is this a joke?

  • fenix
    fenix Posts: 5,437
    Is this your BMC that already had a few chips on ?

    Your bike is fine.
  • denispearl
    denispearl Posts: 152


  • denispearl
    denispearl Posts: 152
    joe2019 said:

    denispearl said:

    Hi all. My chain has jumped off despite installed chain catcher and scratxhed the frame. Also there's a chip taken off. My concern is how safe it is . Also how do I check it and possibly claim via bike insurance I have? Would they pay out total sum or cost of the new frame only? Ice checked and those frames are not available new. Thanks

    Seriously, is this a joke?

    Explain please
  • fenix
    fenix Posts: 5,437
    That's a paint chip. Your bike is fine.
  • joe2019
    joe2019 Posts: 1,338
    Why on earth would you expect a replacement frame for damage done by a dropped chain?

    And it is just a cosmetic paint chip.
  • First.Aspect
    First.Aspect Posts: 14,623
    Some people really need to stick to bikes with metal frames for the peace of mind.
  • denispearl
    denispearl Posts: 152
    fenix said:

    That's a paint chip. Your bike is fine.

    Thanks Fenix
  • denispearl
    denispearl Posts: 152
    joe2019 said:

    Why on earth would you expect a replacement frame for damage done by a dropped chain?

    And it is just a cosmetic paint chip.

    Thanks joe2019. Was thinking it could be more dangerous
  • joe2019
    joe2019 Posts: 1,338
    edited May 2020
    denispearl said:

    joe2019 said:

    Why on earth would you expect a replacement frame for damage done by a dropped chain?

    And it is just a cosmetic paint chip.

    Thanks joe2019. Was thinking it could be more dangerous
    It would take more force than a dropped chain to fatally damage a carbon frame, and, in any case, your frame will have been overbuilt in the bottom bracket area.
  • denispearl
    denispearl Posts: 152
    joe2019 said:

    denispearl said:

    joe2019 said:

    Why on earth would you expect a replacement frame for damage done by a dropped chain?

    And it is just a cosmetic paint chip.

    Thanks joe2019. Was thinking it could be more dangerous
    It would take more force than a dropped chain to fatally damage a carbon frame, and, in any case, your frame will have been overbuilt in the bottom bracket area.
    Thanks Joe 2019. Wasn't sure of it. And yes, BMC did a good job down there)

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