Opinions please

Your expert opinion required. I’m about to go on another week long tour. I’m camping this time but taking an ordinary sports road bike, not a tourer. I can get all I need apart from the tent and bulky cheap sleeping bag in a Carradice C using a Karrimor uplight [no rear rack]. This looks very high, top heavy and I wonder about the pressure put on the Brooks and seatpost.
My other option is use a rack and two panniers which will take everything with ease apart from the tent which will strap to the rack. However the rack weight is right over the rear wheel. I don’t know if this will affect anything. I have fitted a 28c rear tyre on the rear and a 25c on the front and will also use a large barbag. Total weight on the rear will be about 8kg tops. I have done another B&B tour using just the rear rack and a large rack-bag, but no tent or sleeping bag with a 25c tyre on the back and 23c up front and no problems.
I personally find the panniers more convenient and look better. But the weight on the rear wheel bothers me. The pannier option adds about 500g to overall weight. Pics attached.

My other option is use a rack and two panniers which will take everything with ease apart from the tent which will strap to the rack. However the rack weight is right over the rear wheel. I don’t know if this will affect anything. I have fitted a 28c rear tyre on the rear and a 25c on the front and will also use a large barbag. Total weight on the rear will be about 8kg tops. I have done another B&B tour using just the rear rack and a large rack-bag, but no tent or sleeping bag with a 25c tyre on the back and 23c up front and no problems.
I personally find the panniers more convenient and look better. But the weight on the rear wheel bothers me. The pannier option adds about 500g to overall weight. Pics attached.


Nothing to prove. http://adenough1.blogspot.co.uk/
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I'd say the second pic by a long way. Your rack is where it should all go, it'll take a lot more weight than that no problem.
Why don't you have a rear mudguard?
Specialized Roubaix SL3 Expert 2012, Cannondale CAAD5,
Marin Mount Vision (1997), Edinburgh Country tourer, 3 cats!
Enjoy!
Jim.
Jim