sportive etiquette after a crash

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Comments

  • awavey
    awavey Posts: 2,368
    Iamnot Wiggins wrote:
    itsnotarace wrote:
    Public liability insurance should cover this, if the rider that caused the accident has home insurance it will likely be included. It is also included if they are a member of CTC or British Cycling or similar

    Good luck

    It won't as home insurance includes Property Owners Liability and that only works if the accident was on the insureds property and negligence can be proven.

    it really does depend on the insurance provider and the cover youve got, some do provide that extra cover for bikes outside of the property, obviously you pay extra for it, you may even be paying extra for it and not realising it covers it, but there really isnt a hard/fast rule unfortunately on it except read the small print.
  • ai_1
    ai_1 Posts: 3,060
    Unless the crash was caused maliciously I'd leave it alone.
    Trying to find someone to blame all the time is a pathetic way to live.
    The attitude that everything can or should be fixed is a major social problem in my opinion. People need to learn to accept that things happen and you're not always owed something as a result.

    When something good or profitable happens do you go lookong for someone to thank or repay? Bet you don't!
  • simon_masterson
    simon_masterson Posts: 2,740
    Ai_1 wrote:
    Unless the crash was caused maliciously I'd leave it alone.
    Trying to find someone to blame all the time is a pathetic way to live.
    The attitude that everything can or should be fixed is a major social problem in my opinion. People need to learn to accept that things happen and you're not always owed something as a result.

    When something good or profitable happens do you go lookong for someone to thank or repay? Bet you don't!

    Couldn't have put it better.
    Retro(ish) TT 2017-
    Fixed TT 2015-2016
  • charlie_potatoes
    charlie_potatoes Posts: 1,921
    Simon Masterson wrote:
    Ai_1 wrote:
    Unless the crash was caused maliciously I'd leave it alone.
    Trying to find someone to blame all the time is a pathetic way to live.
    The attitude that everything can or should be fixed is a major social problem in my opinion. People need to learn to accept that things happen and you're not always owed something as a result.

    When something good or profitable happens do you go lookong for someone to thank or repay? Bet you don't!

    Couldn't have put it better.

    +1

    But it is always a shame when someone doesn't honour a gentleman's agreement.
    "You really think you can burn off sugar with exercise?" downhill paul
  • Iamnot Wiggins
    Iamnot Wiggins Posts: 685
    awavey wrote:
    Iamnot Wiggins wrote:
    itsnotarace wrote:
    Public liability insurance should cover this, if the rider that caused the accident has home insurance it will likely be included. It is also included if they are a member of CTC or British Cycling or similar

    Good luck

    It won't as home insurance includes Property Owners Liability and that only works if the accident was on the insureds property and negligence can be proven.

    it really does depend on the insurance provider and the cover youve got, some do provide that extra cover for bikes outside of the property, obviously you pay extra for it, you may even be paying extra for it and not realising it covers it, but there really isnt a hard/fast rule unfortunately on it except read the small print.

    Yes there is. The higher end policies will provide personal liability cover which is what you're referring to but this is not offered via your Direct Lines etc. Public Liability is a whole different ball game.

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