Insurance - who will cover me???

mellex

Hi Folks.

First post, hope it's in the right place :oops:

To cut a long story short, I've just splashed a fair amount of my cash on a new bike and I've already hit a pretty big snag. My current insurance company don't want to know. Anything above £1000 and they don't care how, where or when you lock it.

Could you kind people people give me a few pointers? Who are you with? What were their requirements etc. I have a garage and am planning to secure it via a 'Sold Secure Gold' ground anchor.

The bike is a custom build project so I have receipts for the whole project but not the whole bike as a unit, if you get my meaning. Will this make any difference?

Thank you

dirtbiker100

Marks and Spencers apparently are pretty good. Do a search and you'll find some other threads on this subject.
http://www.bikeradar.com/forum/viewtopi ... =insurance
http://www.bikeradar.com/forum/viewtopi ... =insurance
http://www.bikeradar.com/forum/viewtopic.php?t=12549167

mellex

Thank you

Larok

You could try Halifax also.

Langers

http://www.bcbikeinsurance.co.uk/ might be worth a look

zaynan

Try here first - http://www.ctc.org.uk. You may have to join CTC (which is no bad thing as they cover you for accidents and death - just through your membership) but their partners Buterworths offer VERY competitive rates on bike insurance, they also offer no claims after a couple of years (or is it 3?) and offer new for old (which many household insurers don't - so watch out!) If you get your bike 'tagged' down at the cop shop they wil also give you a discount which I think is at least 5%.

If you were hoping just to include your £1k bike under normal household contens insurance make sure you read the small print to ensure they give new for old at the very least. I insure all my bikes with the CTC scheme and they have always been very good.

Langers

oh, just read those threads and that link I posted sin't getting may good reviews (same company as CycleGuard)